Tuesday, February 13, 2007

Paying RM1.50 loaf of bread by Credit Card

Every time I went to work by LRT, I had always been bugged by Credit Card sales people from various banks. With the given package of the card, it was tempting. Free registration; obtain reward points by spending, free gifts and so on. Unfortunately for them, I wasn’t qualified for it. My wage still hasn’t hit the minimum requirement for applying for a new credit card. When they knew about it, they pull their long and gloomy faces as if I had soiled their family honor. Can’t really blame them, because their lives are depended on the commissions they get from the number of customers they pulled in. Otherwise, they have to eat bread crumbs for the rest of the week, months or quit and work at McDonalds.

Anyway, credit card these days has become a necessity as it is much safer than carrying a stack of cash that you couldn’t fit it in your pocket. Would you carry RM15, 000 of cash from your home to home appliance store to get a plasma TV? Nobody is stupid enough to do it. A safe transaction without involving physical. Fast, secure, and convenient. It’s a very powerful tool of trade with infinite possibility in which one make the feel of superiority, arrogance, and confidence, up to one point where rationality and logic no longer apply in the real world. Not long ago, I went to Tesco supermarket to shop some groceries. As I went to the cashier counter to pay up my groceries, there is a peculiar person in front of me having a heated argument with the cashier. Normally people would just leave and move to the next counter to avoid being caught in the trouble. Not me, not because I want to mind their business, but their conversation getting absurdly amusing by the second. Weird you say, but nothing is weirder than listening the argument between both customer and cashier why she wouldn’t accept credit card for purchasing a loaf of RM1.50 Gardenia white bread. This situation put “Money is not everything” in a whole new perspective.

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